Frequently asked questions about commercial vehicle leasing
The questions we get most often, with short answers. Is your question not listed? Feel free to call or e-mail us.
Frequently asked questions
Who can lease?
Any business registered with the Dutch Chamber of Commerce: private limited company, partnership, sole trader, self-employed or foundation. Start-ups are also eligible; the lease company then looks at your plan and background.
How quickly will I get an answer to my application?
You will hear from us within 1 working day. Final acceptance by the lease company usually follows within 1 to 3 working days after you supply the requested documents.
Which documents do I need?
A copy of your ID and driving licence, your Chamber of Commerce number and usually recent annual accounts or bank statements. Start-ups: a short description of the business.
How does the balloon payment work?
The balloon payment is the final, larger instalment of a financial lease contract, 15 % of the purchase price by default. You can raise it (lower monthly amount) or lower it (higher monthly amount), and at the end pay it, refinance it or trade the vehicle in.
Are the monthly amounts on the website final?
The amounts are an indication based on our standard rates. The final amount depends on the lease company's assessment and the term, down payment and balloon payment you choose.
What about VAT?
With financial lease you pay the VAT on the purchase price at delivery and reclaim it as a business. Margin-scheme vehicles carry no VAT. With operational lease the VAT is part of the monthly instalment and is deductible per instalment.
Can I make a down payment or trade in a vehicle?
Yes. A down payment lowers the monthly amount. We can take your current commercial vehicle in part exchange; the trade-in value then counts as the down payment.
Can I have my current commercial vehicle financed (sale and lease back)?
In many cases, yes, provided the vehicle is not too old and free of financing. Contact us with the registration number and mileage.
What happens in case of damage or breakdown?
With financial lease you handle this through your own insurance and garage. With operational lease roadside assistance and repairs are included; damage is handled through the included cover or your own insurance.
Do you also deliver outside the Netherlands?
Financial lease is intended for businesses registered in the Netherlands. Companies from other EU countries can buy a vehicle from stock; contact us for the options.